We provide travel insurance policies from Access America, AIG Travel Guard, American Express, CSA Travel Protection, Global Alert!, Global Underwriters, HTH Worldwide, International Medical Group, M.H. Ross, MEDEX, MedjetAssist, MultiNational Underwriters, On Call International, RBC Travel Protection, Seven Corners, Travel Insured, Travelex, TravelSafe and TruTravel Insurance. Although an overview and comparison of each policy is available here, the best place to compare all of our policies is from our quote page. |
Package Policies |
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These policies are designed for travelers going on a single trip. They can be used for Cruises, Tours, Flights, House Rentals and a world of other trip types. Most offer Trip Cancellation, Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverages. Some policies also have options for Collision/Damage coverage for rented cars, Flight Insurance (a form of Accidental Death Coverage while flying only) and added Emergency Evacuation insurance. Some package policies include coverage for children at no extra charge. more... |
Business Package Policies |
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These policies are uniquely designed for individual business travelers and small to mid-size companies with traveling employees. Business Package Policies provide coverage for multiple business trips throughout the year [total business travel days of 30 per year] or a single business trip.
All policies offer coverage for business-relevant concerns including Trip Cancellation, Identify Theft Protection, and Concierge Services. Most uniquely, they also provide for Baggage and Business effects including the costs of trade shows and business conferences as well as the expense of lost, stolen and /or damaged laptops, cell phones and booth exhibits. more...
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Travel Medical Policies |
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These policies provide Medical Coverage for travel up to a year in length. Some include coverage for evacuation, flight, accidental death, limited baggage, and trip interruption. more... |
Multi-Trip Medical Policies |
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These policies provide annual Medical Coverage for multiple trips throughout the year. All policies have trip length restrictions of either 15, 30 or 70 days. Some include coverage for evacuation, flight, accidental death, limited baggage, and trip interruption. more... |
Medical Evacuation Policies |
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These policies provide protection for travelers in the event they become seriously ill or injured while traveling. They provide emergency medical evacuation to the nearest appropriate care facility or on some plans, to your hospital of choice. They also include coverage for repatriation of mortal remains. more... |
Flight Accident Policies |
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These policies are designed for travelers going on a single trip and provide coverage for Flight Accident Insurance (a form of Accidental Death Coverage while flying). more... |
Travel Major Medical Policies |
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These policies are designed for travelers who are going abroad for at least 6 months and require more permanent insurance. These plans provide comprehensive medical protection including emergency medical treatment, wellness care and optional prescription drug coverage. Like most major medical policies, these plans contain both in and out of network coverage, deductibles and co-payments and have the added travel benefits of accidental death and emergency medical evacuation protection.
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Accidental Death Policies |
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AD & D policies (Accidental Death & Dismemberment) are designed for travelers going on a single trip, or can be written on an annual basis for individuals, businesses or groups. These policies provide protection in the event of a loss of life or dismemberment injury sustained while traveling. These polices can be written with benefit limits up to $20 million. Please Contact Us to discuss your particular needs. more...
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| | | Snippets of Interest Botswana : |
| ...evacuation to South Africa, which is expensive, is often the only option for serious accidents. Professional private emergency rescue services operate air and ground ambulances throughout the country, but care is rendered only after a patient’s ability to pay is established. Malaria is prevalent only in the north of ... Read this Article
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| ...hospital for transfusion purposes. Tuberculosis is also endemic to Botswana. Individuals who plan to reside or stay in Botswana for extended periods are advised to obtain a tuberculosis skin test prior to arrival and again upon departure from Botswana. Gaborone has a number of large pharmacies that carry many prescription ... Read this Article
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| ... roads in major population centers such as Gaborone are generally good, travel outside of large towns may be dangerous. There are a high number of traffic accidents owing to poor driving habits, long tedious stretches of two-lane highways (often without shoulders), excessive speed, poor lighting and domestic and wild animals ... Read this Article
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| Snippets of Interest for Botswana : |
| Medical Insurance: The Department of State strongly urges Americans to consult with their Medical Insurance company prior to traveling abroad to confirm whether their policy applies overseas and whether it will cover emergency expenses such as a medical evacuation. Please see our information on Medical Insurance overseas
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TRAFFIC ... Read this Article
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Car rental agencies overseas usually provide auto insurance, but in some countries, the required coverage is minimal. When renting a car overseas, consider purchasing insurance coverage that is at least equivalent to that which you carry at home. In general, your U.S. auto insurance does not cover you abroad. However, your policy may apply when you drive to countries neighboring the United States. Check with your insurer to see if your policy covers you in Canada, Mexico, or countries south of Mexico. Even if your policy is valid in one of these countries, it may not meet that country’s minimum requirements. For instance, in most of Canada, you must carry at least $200,000 in liability insurance, and Mexico requires that, if vehicles do not carry theft, third party liability, and comprehensive insurance, the owner must post a bond that could be as high as 50% of the value of the vehicle. If you are under-insured for a country, auto insurance can usually be purchased on either side of the border.
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